Open an account for free today – with no impact to your credit score.
Banking services and ONE card provided by Coastal Community Bank, Member FDIC, under license by Mastercard® International. Deposits are insured up to $250,000 per depositor.
NO MONTHLY FEES
A BETTER GAIN PLAN
3% CASH BACK AT WALMART
CASH REWARDS
FREE OVERDRAFT PROTECTION
WHAT’S BETTER THAN PAYDAY? EARLY PAYDAY.
ADD OR TAKE OUT CASH FOR FREE
For ONE Retail Cards purchased at an in-store retail location, a $5 ONE Retail Card fee will be applied 15 days after purchase and then every month until you apply for a ONE account, are approved, and make an additional deposit.
5.00% annual percentage yield (APY) applies to the primary Savings pocket and custom pockets of customers who either (i) received $500 or more of eligible direct deposits in the previous month or (ii) have a total daily account balance of $5,000 or more. 5.00% APY also applies to Pay Autosave and Even Save balances. In all instances 5.00% APY is limited to a total Savings balance up to $100,000.
All other Savings balances will earn 1.00% APY. APYs are as of 6/14/2023, but may change at any time before or after account opening. Fees may reduce earnings on this account.
Based on the FDIC's National Deposit Rate for Savings as of July 17, 2023. See FDIC website for more information.
To receive 3% cash back, eligible customers (at the time their purchase settles) must (a) have received $500 or more of eligible direct deposits in the previous month, or (b) have a total account balance of $5,000 or more 3% cash back is limited to up to $50 per year and applies only to purchases made at U.S. Walmart locations and on Walmart.com. This promotion may not be combined with other ONE promotions that offer cash back on purchases at Walmart. Terms Apply. See ONE.app/promo-terms
Cash back can be earned through the Cash Rewards Program. Terms apply. See one.app/rewards.
With eligible direct deposits totaling at least $500 in the previous month. Must be 18 or older to receive overdraft protection. Overdraft balance is due right away. Transactions eligible for overdraft protection are determined by ONE.
Direct deposit may be available up to 2 days in advance, but depends on when the employer sends paycheck data.
Barcode withdrawals are free with eligible direct deposits totaling at least $500 in the previous month, otherwise a $3 fee per transaction applies. Debit card withdrawals are free at any Walmart Money Center or Customer Service desk.
Allpoint Network ATM transactions are fee-free for accounts with eligible direct deposits totaling at least $500 in the previous month. For all other ATM transactions the ONE ATM Fee will apply and third-party ATM fees may be incurred.
Additional terms may apply. To see full account and promotion terms and conditions, visit www.one.app/terms or call (855) 830-6200.
ONE is a financial technology company, not a bank.
