You checked your credit report, but feel like your credit score is stuck in a rut. Good news! Your credit score isn’t set in stone.
The Self credit app is a way to build credit history while building savings*. Build credit with Self, even with a low credit score (or no credit score)!
Start with the Self Credit Builder Account.
- No hard credit check
- No credit history needed
- Includes credit score monitoring (VantageScore 3.0)
- Reports to all 3 credit bureaus (Experian, Equifax, Transunion)
- Plans start at $25/month*
- Pay off over 12 or 24 months
- Your principal is safe in a bank account
- On-time payments are good for your credit report
- At the end, get back the savings (minus interest and fees)*
Continue with the Self Visa® Credit Card, a secured credit card designed for building credit.
- No hard credit check
- Reports to all 3 credit bureaus
- Build the deposit over time from your Credit Builder Account
- Adds a second type of credit to your credit report
- Includes credit usage monitoring and alerts
- Use it everywhere Visa is accepted in the US
NO HARD CREDIT PULL
Self does not do a “hard pull” credit check when you create an account. In fact, no credit score is required!
ACCESS THE SELF VISA CREDIT CARD
Have an active Credit Builder Account in good standing, make at least 3 Credit Builder Account monthly payments in full and have $100 or more in savings progress and you could get access to a secured credit card.
BE A BUILDER
Whether your goal is to get a credit card, a loan to buy a car or house, a good FICO® score can help. According to FICO, building payment history has the biggest impact on your credit score*.
WHY PEOPLE LOVE SELF
Over 1 million people have used Self’s Credit Builder Account to build credit and save more than $500 million.
“Because of Self I’ve been able to buy a house, refinance my car, and my credit went from a 492 when I started to a 735 in less than 18 months.” - customer Christian O.
Individual results may vary.
SECURE ACCOUNTS
All accounts use two-factor authentication, 256-bit encryption, and fraud detection to protect your money and private information.
TERMS
When you download and use Self, you agree to the Terms of Service at: https://www.self.inc/terms-of-service
PRIVACY POLICY
You may review Self’s privacy policy at: https://www.self.inc/privacy-policy
*Savings are minus fees and interest. Results are not guaranteed. Improvement in your credit score is dependent on your specific situation and financial behavior. Failure to make monthly minimum payments by the payment due date each month may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report.
Credit scores will only be available to customers who our third-party vendor is able to validate.
*Sample products are $25 monthly loan payment at a $520 loan amount with a $9 administration fee, 24 month term and 15.92% Annual Percentage Rate; $150 monthly loan payment at a $1663 loan amount with a $9 administration fee, 12 month term and 15.91% Annual Percentage Rate. Please check the pricing page in the Self mobile app or www.self.inc for current pricing.
Credit Builder Account — proceeds are held in a deposit account until maturity
* See FICO score factors: https://www.myfico.com/credit-education/whats-in-your-credit-score
All Credit Builder Accounts are issued by Lead Bank, Member FDIC, Equal Housing Lender, Sunrise Banks, N.A. Member FDIC, Equal Housing Lender or Atlantic Capital Bank, N.A. Member FDIC, Equal Housing Lender. Subject to ID Verification. Individual borrowers must be a U.S. Citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to ID verification. All loans subject to approval.
The Self Visa® Credit Card is issued by Lead Bank, Member FDIC, Equal Housing Lender.
If you’re an Android user and don’t download the app from the official Google Play Store, you may find the installation process more complicated than usual.
But we are delighted to inform you that you don’t need to worry. To ensure you could install this app smoothly, we have written and uploaded a detailed tutorial. It would guide you on installing an app after downloading it from our website step by step, with the help of pictures.
You may find this helpful article on the downloading site, or visit How to install APK/XAPK files on Android.
If you need further help, please do not hesitate to contact us via email [email protected].
We fully understand your concern about safety. We agree that one person wouldn’t be too careful in the cyber world. Meanwhile, we are happy to tell you that one of our priorities is to provide our users with safe app files that they can use without any worries.
We guarantee that all the app files we provided originate from official and reliable sources. We promise that they do not contain any malware that will harm your hardware or the safety of your privacy.
We are glad to let you know that the vast majority of apps on our website are available for free download. Only a small selection of apps require payment, and their prices are set solely by the respective developers—we simply provide an official and secure download platform.
Rest assured, whether an app is free or paid, every download link on our site is verified and completely safe. You can download with confidence, and no account registration is needed—just click the download button and you're all set!
Recently we received a lot of emails from our users, which said they couldn't log in for different reasons, such as "forgot the user name or password" or "had a new phone." We are willing to help you out. Please read the notes below to see what we can do.
To answer this question, please first let us know which account you’re referring to.
If you're referring to your account of some app, like your Facebook account or your Youtube account. Unfortunately, we would not be able to help in this case. We would suggest you turn to the customer service of this application.
If you’re referring to your Appurse account, we should apologize for your confusion since there is no Appurse account. We never require registration for our service, and you will not find any procedure related to creating an account or registering on our website.
This question is essentially quite similar to the prior one. It’s a pity that we are unable to help you to cancel the subscription to a third-party application directly, while we would suggest you to contact its customer service for further information.
Sorry that we are unable to help you to get a refund from a third-party application directly. If you wish to get a refund from a third-party app, we would suggest you to contact its customer service. We would be happy to provide you the way to contact them.
If you want a refund from us, we should apologize for your confusion. Our service is 100% free, and any payment information is not required.
If you run into any site that asks you to provide your payment information, be careful. Remember never reveal your payment information to any unauthorized third parties, no matter how attempting their offer may seem.
Sorry that we cannot answer this question directly, for this only aims to answer some general questions. You may find how to use a certain app by checking our review page.
