Plum helps you set money aside, even when you’re not thinking about it
• Tuck money away, out of sight… and out of mind, ready for when you need it
• Customise your account and create Pockets for your personal saving targets
• Assign monetary goals to help you reach your long term objectives quicker
Set more money aside
• You connect your bank so Plum can analyse your transactions and adapt to your spending
• Plum’s algorithm regularly calculates how much money you can afford to set aside
• Small amounts are tucked away, without you needing to think about it
• Because the amounts are tailored to you, you’re never left short
• The money is set aside in your Plum account ready for when you need it
• Personalise your Plum account, create Pockets, and assign goals
• There are different saving Moods, ranging from Shy to Beast Mode
• Gamify your saving with Plum’s 52 Week Challenge or Rainy Days Rule
• Withdrawals are processed within 24hrs (typically under 5min)
Earn interest on your savings
• Get 0.55% AER with Plum Plus & Plum Pro
• Get 0.35% AER on Plum Basic (free)
• Easy Access Interest Pocket covered by the FSCS
Analyse your spending
• Plum identifies when you are being regularly being ripped-off on household bills
• By referencing your payments against available tariffs, Plum ensures you're not overpaying for things like gas, electric, broadband, loans or insurance
• Plum will notify you if there’s a better deal and can switch you to a new supplier in seconds
Invest from £1
• You can create your profile in minutes to start investing in a Stocks & Shares ISA
• Plum investments can be fully-automated, so you don’t need to think about ‘adulting’ too hard
• Rather than expecting you to pick individual company stocks Plum have done the hard work, offering a carefully selected range of investment funds
• These funds are professionally managed portfolios containing a combination of shares, bonds, and assets, which means you don't have to be a stock market whiz to get started
• The risk is spread, so if one company in the portfolio performs badly it only affects a small part of your overall investment
• You can configure Plum’s Splitter to automatically divide your deposits between your main account and/or any investment funds you’ve previously chosen
• Options like ‘Tech Giants’ or ‘Slow & Steady’ (Plum offer a range of ten funds in total) mean you can personalise your investment portfolio based on your priorities
• Plum investments are designed to be simple, and that also applies to the transparent fee structure*
Note: As with all investments, your capital is at risk if you choose to invest.
Get Rewarded
• Help us spread the Plum love—earn £15 for each 3 successful referrals.
• Earn when you spend—get up to 6% cash back whenever you shop with one of our partner merchants (incl. Asos, Trainline, and Hotels.com) through the Plum app.
Tech that keeps you safe
• We support biometric security (face & fingerprint ID)
• Any sensitive data we hold is stored using symmetric cryptography (AES)
• We use 256-bit TLS encryption to communicate with our servers
Here when you need us
• Our customer support team are available between 9–5 Mon–Fri and 10–4 on Sat & Sun
We prioritise your privacy
• We never share your data with third parties without your consent
*Here’s a detailed breakdown of our investment fees:
• From £1.00 per month subscription fee for Plum Plus (first month free)
• 0.51% annual average fund management and provider fee
• No hidden transaction or trading costs
• No withdrawal fees or limits
This includes a fund management fee of 0.15% which goes to our technological partner, as well as a 0.06%–0.90% fund provider fee (depending on the funds you choose to invest in). Fund management and provider fees are charged annually, billed monthly and immediately reflected in your portfolio.
If you’re an Android user and don’t download the app from the official Google Play Store, you may find the installation process more complicated than usual.
But we are delighted to inform you that you don’t need to worry. To ensure you could install this app smoothly, we have written and uploaded a detailed tutorial. It would guide you on installing an app after downloading it from our website step by step, with the help of pictures.
You may find this helpful article on the downloading site, or visit How to install APK/XAPK files on Android.
If you need further help, please do not hesitate to contact us via email [email protected].
We fully understand your concern about safety. We agree that one person wouldn’t be too careful in the cyber world. Meanwhile, we are happy to tell you that one of our priorities is to provide our users with safe app files that they can use without any worries.
We guarantee that all the app files we provided originate from official and reliable sources. We promise that they do not contain any malware that will harm your hardware or the safety of your privacy.
We are glad to let you know that the vast majority of apps on our website are available for free download. Only a small selection of apps require payment, and their prices are set solely by the respective developers—we simply provide an official and secure download platform.
Rest assured, whether an app is free or paid, every download link on our site is verified and completely safe. You can download with confidence, and no account registration is needed—just click the download button and you're all set!
Recently we received a lot of emails from our users, which said they couldn't log in for different reasons, such as "forgot the user name or password" or "had a new phone." We are willing to help you out. Please read the notes below to see what we can do.
To answer this question, please first let us know which account you’re referring to.
If you're referring to your account of some app, like your Facebook account or your Youtube account. Unfortunately, we would not be able to help in this case. We would suggest you turn to the customer service of this application.
If you’re referring to your Appurse account, we should apologize for your confusion since there is no Appurse account. We never require registration for our service, and you will not find any procedure related to creating an account or registering on our website.
This question is essentially quite similar to the prior one. It’s a pity that we are unable to help you to cancel the subscription to a third-party application directly, while we would suggest you to contact its customer service for further information.
Sorry that we are unable to help you to get a refund from a third-party application directly. If you wish to get a refund from a third-party app, we would suggest you to contact its customer service. We would be happy to provide you the way to contact them.
If you want a refund from us, we should apologize for your confusion. Our service is 100% free, and any payment information is not required.
If you run into any site that asks you to provide your payment information, be careful. Remember never reveal your payment information to any unauthorized third parties, no matter how attempting their offer may seem.
Sorry that we cannot answer this question directly, for this only aims to answer some general questions. You may find how to use a certain app by checking our review page.