Tilt (formerly Empower) is a personal finance app designed to help users manage everyday money tasks—budgeting, tracking spending, saving toward goals and monitoring subscriptions—through a single, mobile‑first interface. Combining account aggregation with automated rules and actionable insights, Tilt aims to simplify cashflow management for individuals who want clearer visibility into where their money goes and tools to build better saving habits.
Empower has rebranded as Tilt and released a visual refresh and smoother onboarding that emphasize faster account linking and clearer financial dashboards. The update enhances subscription discovery and management—making recurring charges easier to identify and, where integrations allow, simplifying cancellation or pause workflows—while boosting goal‑based savings features like smarter round‑ups and scheduled transfers. Behind the scenes the app expands bank connectivity, improves transaction and balance update reliability, and delivers performance optimizations and tightened security/privacy practices. Existing accounts, linked institutions and payment schedules remain unchanged; update the app from your store to see Tilt’s new name and interface.
1. Consolidates multiple accounts and subscriptions into a single dashboard for clearer financial visibility.
2. Practical tools (round‑ups, scheduled transfers, subscription manager) that nudge users toward saving without heavy manual effort.
3. Clean, mobile‑first interface and timely alerts make it easy to spot trends and avoid surprise charges.
1. Full functionality may require a premium subscription; free tier can be limited in reporting and advanced automation.
2. Aggregation and categorization depend on linked institutions—some connections or merchant categorizations may be imperfect.
3. Users concerned about privacy should review data‑sharing policies and permissions; as with any aggregator, account linking introduces reliance on third‑party connections.
Tilt offers a free tier with core budgeting, account aggregation and basic savings tools. A paid premium tier unlocks advanced reports, higher automation limits and priority support—check the app for current pricing and trial options.
Tilt uses encryption for data in transit and at rest, supports multi‑factor authentication, and follows standard security practices. Review the app’s privacy policy and connection permissions for details on data handling and third‑party providers.
Tilt’s subscription manager identifies recurring charges and, where supported, offers quick cancellation or pause workflows; in some cases you may be directed to the merchant or your bank to complete cancellation depending on the provider’s integration capabilities.